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How Often Are Funds Deposited to the Bank?

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Moriah Elliott
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Summary: This guide explains Tithely's default weekly deposit schedule (every Wednesday), detailing the different processing times for Credit/Debit (2 business days) versus ACH/eCheck (up to 10 business days) transactions, and covers factors like initial transaction delays, account verification, and the impact of bank holidays.

Before You Begin

  • The default deposit schedule is weekly, every Wednesday.
  • The first transaction through Tithely will take ten (10) business days to be deposited (a one-time security measure).
  • Caution: Changing your deposit schedule takes up to 2 business days to take effect.
  • First, be sure you're familiar with our full deposit reporting. See Viewing Your Bank Deposit Reports.
  • You should always check the status of your transactions before you expect your deposit to transfer. 

Deposit Timing Based on Transaction Type

Transaction Type Processing Time Example
Credit/Debit Card 2-business day delay Transaction on Monday is available for deposit on Wednesday.
ACH/eCheck/Bank Account Up to 10 business days A donation on Sunday may not be available until the following week (due to bank-to-bank transfer processes).

Step-by-Step Instructions

1.  Check Transaction Clearance: Wait for all transactions to clear (2 business days for Credit/Debit; up to 10 for ACH).

2.  Wait for Wednesday Deposit: Eligible funds are included in the next Wednesday deposit. [Remember that ACH may clear faster depending on the banks involved.]

Scheduled.png

Important Notes

  • Account Verification: Deposits are restricted during the security screening process (2 business days). Funds will be held if required information (requested via dashboard banner or secure PipeFile) is not provided.
  • Holidays: If a bank holiday occurs during the week, deposits may be delayed by one or more days. If the holiday lands on Monday, the deposit may skip that week and resume the following Wednesday.

Holiday Shcedule.png

  • Changing Schedule: Options like daily or monthly are available (except in Japan), but weekly is strongly recommended for lower risk and easier reconciliation. You can make this change by following the steps in the related article.
  • To make this change, follow the steps outlined in Updating Your Deposit Schedule and Statement Descriptor Settings.

Troubleshooting & FAQs

  • Why is my very first deposit delayed? The first transaction always takes ten (10) business days to deposit as part of our security and vetting process. This delay only happens once.
  • My funds are being held: This occurs if you have not provided all required/requested information needed to verify your organization's legitimacy and compliance. Contact support immediately for assistance.
  • What should I do if a deposit is delayed? Our support staff will handle any delays immediately once you reach out.

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